Matt Haywood

The Top Five Things to Consider when Reviewing your 401(k) Provider

As an employer, you may have opted to offer your employees a 401(k) plan as an added benefit for recruitment and retention purposes. Yet what many companies don’t realize is that you should be regularly reviewing your plan to ensure that it continues to be the right fit. I recently wrote an article about your responsibilities as a plan sponsor,…

Read More→

John McArthur

Your Money and Your Day-to-Day Decisions

We started this article series talking about your money and your emotions. Our emotions have an effect on financial matters, whether we realize it or not. The everyday decisions we make also have an impact on long term success. Those decisions are made at the ice cream stand, the hardware store, the auto repair shop, and with many other things…

Read More→

John McArthur

Your Money and Your Legacy; How “Legacy Thinking” Can Enrich Your Life

What does a legacy look like? “Legacy” is defined in different ways. Some of the most common dictionary sources cite definitions similar to this: leg•a•cy – something (such as property or money) that is received from someone who has died. We at Krilogy have a different viewpoint. You probably do, too. Our clients often see their legacy as being partly…

Read More→

Krilogy Financial

Investment Committee & IA Department News – May 2016

Just a growth scare or prelude to something bigger? The S&P 500 is up over 200% from the March 2009 lows and this bull market currently trades just shy of 17x forward earnings and is 7 years into the cycle. However, we know bull markets don’t die of old age or from what are reasonable, yet higher, valuation levels. As…

Read More→

John McArthur

Your Money and Your Retirement Dreams

Is there a brighter future in your retirement than you think? There just might be. The subject of retirement dreams conjures up widely different images. Instead of retirement being a mysterious future unknown, it can be a life you enjoy because you’ve planned, sought out expertise, and taken control early on. If you are proactive in your efforts, you avoid…

Read More→

Matt Haywood

Five things to know and do AFTER you’ve enrolled in a 401(k)

You’ve enrolled in your company’s 401(k) program. You got the ball rolling, so now what? In a previous article we gave some pointers about right-sizing your involvement and getting help from a professional. But you still have questions. Financial planning has many layers. Let’s peel back some of those layers and address five important points. Revisit asset allocation frequently Proper…

Read More→

Matt Haywood

401(k) Auto-Enrollment – Cruise Control or Active Involvement?

Whether you like it or not, an Automatic Enrollment 401(k) Plan is a good thing. Everyone knows the importance of saving and investing wisely in your future. Making people choose “not to save,” instead of “to save” gets people past the initial uncertainty and questions when entering a 401(k) plan. We no longer hear people say “Let me take this…

Read More→

Krilogy Financial

Investment Committee & IA Department News – February 2016

Assessing the Total Picture As Ray Dalio, founder of the world’s largest hedge fund, recently stated at the World Economic Forum in Davos, “the problem last year (in 2015) is that almost all asset classes in the world went down in value. That can’t go on too long without producing a depression.” While we believe that a depression, or even…

Read More→

Pat O'Brien

After the Settlement: Managing Your Finances for the Long-Term

Going to court is never a fun or easy thing for the parties involved. In most cases, you’re there because you’ve been involved in an accident, experienced a hardship, or been through some sort of tragedy. There’s a sense of relief when it’s over and the settlements have been finalized, but believe it or not, that’s just the beginning of…

Read More→

John McArthur

The fundamentals of rebalancing your portfolio

We often get questions about rebalancing portfolios and when to do it. What should trigger a rebalancing? Should it be done every January or should it follow a criteria based on numbers? What about tax implications? And how do I know when to get a pro involved? Let’s tackle these three questions one at a time. January: A great time…

Read More→