Krilogy Financial

Investment Committee & IA Department News – February 2016

Assessing the Total Picture As Ray Dalio, founder of the world’s largest hedge fund, recently stated at the World Economic Forum in Davos, “the problem last year (in 2015) is that almost all asset classes in the world went down in value. That can’t go on too long without producing a depression.” While we believe that a depression, or even…

Read More→

Pat O'Brien

After the Settlement: Managing Your Finances for the Long-Term

Going to court is never a fun or easy thing for the parties involved. In most cases, you’re there because you’ve been involved in an accident, experienced a hardship, or been through some sort of tragedy. There’s a sense of relief when it’s over and the settlements have been finalized, but believe it or not, that’s just the beginning of…

Read More→

John McArthur

The fundamentals of rebalancing your portfolio

We often get questions about rebalancing portfolios and when to do it. What should trigger a rebalancing? Should it be done every January or should it follow a criteria based on numbers? What about tax implications? And how do I know when to get a pro involved? Let’s tackle these three questions one at a time. January: A great time…

Read More→

Nathan Holt

Maximize Your Impact on Retirement Savings in Your 40s and 50s

Many professionals are at the pinnacle of their careers in their 40s and 50s. They’ve worked hard to achieve certain positions, responsibilities, salaries – and maybe even hold an esteemed status or recognition in the community. While that focus is important and admirable, it’s key to remember that these two decades of life are critical for your retirement planning and…

Read More→

Kevin Reynolds

Tax Loss Harvesting: A Tax Saving Strategy

If you’re like many investors, you felt the impact of this year’s market correction. Perhaps you experienced losses in certain asset classes, or saw specific investments fall in value. Your first reaction may be emotional, or you may feel there isn’t much you could do about it. But what if I told you that a market correction could deliver a…

Read More→

Kristin Fomon

Why Women Need to Invest More and Plan Smarter for Retirement

A generation or two ago, women were not usually the decision makers in family finances, and may not have even been part of the conversation. Today, more women than ever are the breadwinners in our homes, and do initiate the financial talks in our families. Even though we are carrying this financial responsibility, we are generally not as bold or…

Read More→

Matt Haywood

What Employers Need to Know about Their Company’s Retirement Plan

There once was a time when offering your employees a 401k or other company-sponsored retirement savings plan was a nice perk. Maybe your company offered one, or maybe it didn’t. Today, however, a good 401k plan can serve as a valuable tool for attracting (and retaining) talent, and provides nice benefits for your employees. That being the case, you may…

Read More→

Krilogy Financial

Investment Committee & IA Department News – November 2015

Market Comments After wrapping up an extremely volatile third quarter, in large part due to concerns over slowing growth out of China, we’re generally encouraged as we work our way through earnings season in the U.S in Q4 2015. Specifically, we’re hearing management from U.S. companies discuss the relative strength of the U.S. economy. We’re reminded that North America represents…

Read More→

Patrick Monahan

Is an In-Service Withdrawal Right for You?

Many working Americans jump-start their savings for retirement by enrolling in their company’s 401(k) plan, and those numbers continue to increase as companies move to an auto-enrollment model. At Krilogy, we encourage our clients to participate in their company-sponsored retirement plans, including 401(k)’s, because these types of plans implement disciplined savings and can be instrumental in building wealth. But there…

Read More→

Matt Haywood

401k Auto-Enrollment: What You Need to Know

A growing number of workers in the United States are being auto-enrolled in their company’s 401k plans. The goal of auto-enrollment is to increase the likelihood that the employee will remain in the plan and save for retirement because instead of going through the process of opting in to the program, the employee would have to opt out – and…

Read More→