Drew Forrester

Optimize Your Social Security

Looking forward to Social Security for retirement used to be pretty simple. You reach a certain age, you retire, you go file for your social security. But just as overall planning for retirement has drastically changed over the years, so has planning for how and when to start taking your Social Security – especially for married couples – in order…

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John McArthur

Are we ready? Well, not quite yet

Federal Reserve Fed Funds Rate Decision 9-17-15 Yesterday’s FOMC meeting has been one of the most widely anticipated economic events in several years. We had seen rampant debate as to whether the FOMC would hold the Fed Funds rate unchanged at 0.0% – 0.25% or whether it would initiate the first rate hike since moving to its zero interest rate…

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Kent Skornia

Where Are You Going in Retirement?

Would you tell me, please, which way I aught to go from here? That depends a good deal on where you want to get to. I don’t much care where. Then it doesn’t matter which way you go. So long as I get somewhere. Oh you’re sure to do that, if you only walk long enough … -Exchange between Alice…

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Nathan Holt

Getting Your Finances on Track after a Divorce

The process of divorce brings out a full range of emotions, from shock and anger to fear and uncertainty. The legal proceedings, compromises and settlements to be made can lead to a lack of confidence and vision for the future. Once the decree is finalized, one may not know what to do next, or who to turn to for financial…

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Krilogy Financial

IA Department News – August 2015

As we work our way through the third quarter of 2015, the S&P 500 has traded in a fairly tight, yet volatile range, leaving us more hopeful that focus can shift back to what appear to be pretty decent fundamentals during the second half. The lack of breakout on the S&P 500 thus far, only up 1.23% after the second…

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Pat O'Brien

What’s the Difference between a Financial Planner and a Wealth Manager?

In the financial services industry, there are many terms used to describe the professionals who help you with your investments. Over the course of my career, I’ve heard them all used interchangeably and what I’ve realized is that most investors don’t know the differences that exist among the various titles and certifications. The two that I see used the most…

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Michael Brown

Why Gen X is Unprepared for Retirement, and What We Can Do About It

It’s been reported that $30 trillion will be transferred over the next 20 years from the Boomers to Generation X. While that number represents a staggering transfer of wealth, it also begs the question: Is Generation X properly planning for their financial future, regardless of whether they stand to receive any amount of wealth from their parents? In full disclosure,…

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Bill Pohrer

Start Talking About Your Money

The public is exposed to a daily barrage of messages about money, investing and retirement planning. These range from news stories about the future of social security, commercials about how long you may live and ongoing commentary about potential market impacts resulting from troubles overseas. Yet with all this chatter, a recent Fidelity survey as discussed in The Philadelphia Inquirer…

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John McArthur

How Different Are Today’s 401k Plans from the 1980s?

As it turns out, today’s 401k plans are very different from the original version that was rolled out in the 1980s. Krilogy Senior Partner and Chief Investment Officer, John McArthur, recently provided his commentary for a story in Fiduciary News, an outlet covering news and information for the professional fiduciary. The article, titled “5 Dramatic Ways 21st Century 401k Plans…

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Krilogy Financial

Investment Committee & IA Report – May 2015

As we march through the second quarter of the year, we are continuing to see heightened market volatility with an eye toward the timing of the Federal Reserve’s interest rate lift-off, along with focus on corporate earnings. Thus far in earnings season, we’re seeing roughly three-fourths of the S&P 500 companies beating estimates on bottom-line earnings with less than 50%…

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