Matt Haywood

What Employers Need to Know about Their Company’s Retirement Plan

There once was a time when offering your employees a 401k or other company-sponsored retirement savings plan was a nice perk. Maybe your company offered one, or maybe it didn’t. Today, however, a good 401k plan can serve as a valuable tool for attracting (and retaining) talent, and provides nice benefits for your employees. That being the case, you may…

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Krilogy Financial

Investment Committee & IA Department News – November 2015

Market Comments After wrapping up an extremely volatile third quarter, in large part due to concerns over slowing growth out of China, we’re generally encouraged as we work our way through earnings season in the U.S in Q4 2015. Specifically, we’re hearing management from U.S. companies discuss the relative strength of the U.S. economy. We’re reminded that North America represents…

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Patrick Monahan

Is an In-Service Withdrawal Right for You?

Many working Americans jump-start their savings for retirement by enrolling in their company’s 401(k) plan, and those numbers continue to increase as companies move to an auto-enrollment model. At Krilogy, we encourage our clients to participate in their company-sponsored retirement plans, including 401(k)’s, because these types of plans implement disciplined savings and can be instrumental in building wealth. But there…

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Matt Haywood

401k Auto-Enrollment: What You Need to Know

A growing number of workers in the United States are being auto-enrolled in their company’s 401k plans. The goal of auto-enrollment is to increase the likelihood that the employee will remain in the plan and save for retirement because instead of going through the process of opting in to the program, the employee would have to opt out – and…

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Drew Forrester

Optimize Your Social Security

Looking forward to Social Security for retirement used to be pretty simple. You reach a certain age, you retire, you go file for your social security. But just as overall planning for retirement has drastically changed over the years, so has planning for how and when to start taking your Social Security – especially for married couples – in order…

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John McArthur

Are we ready? Well, not quite yet

Federal Reserve Fed Funds Rate Decision 9-17-15 Yesterday’s FOMC meeting has been one of the most widely anticipated economic events in several years. We had seen rampant debate as to whether the FOMC would hold the Fed Funds rate unchanged at 0.0% – 0.25% or whether it would initiate the first rate hike since moving to its zero interest rate…

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Kent Skornia

Where Are You Going in Retirement?

Would you tell me, please, which way I aught to go from here? That depends a good deal on where you want to get to. I don’t much care where. Then it doesn’t matter which way you go. So long as I get somewhere. Oh you’re sure to do that, if you only walk long enough … -Exchange between Alice…

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Nathan Holt

Getting Your Finances on Track after a Divorce

The process of divorce brings out a full range of emotions, from shock and anger to fear and uncertainty. The legal proceedings, compromises and settlements to be made can lead to a lack of confidence and vision for the future. Once the decree is finalized, one may not know what to do next, or who to turn to for financial…

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Krilogy Financial

IA Department News – August 2015

As we work our way through the third quarter of 2015, the S&P 500 has traded in a fairly tight, yet volatile range, leaving us more hopeful that focus can shift back to what appear to be pretty decent fundamentals during the second half. The lack of breakout on the S&P 500 thus far, only up 1.23% after the second…

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Pat O'Brien

What’s the Difference between a Financial Planner and a Wealth Manager?

In the financial services industry, there are many terms used to describe the professionals who help you with your investments. Over the course of my career, I’ve heard them all used interchangeably and what I’ve realized is that most investors don’t know the differences that exist among the various titles and certifications. The two that I see used the most…

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