Krilogy Financial LLC (“Krilogy”) is a registered investment adviser located in St. Louis, Missouri. Krilogy may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements.

Krilogy’s electronic content including all content on its website is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links that are educational only and should not be construed as an offer, solicitation, recommendation, or endorsement of any particular security, products, or services, nor is it to be construed as individualized advice or recommendations suitable for the reader. All expressions of opinion stated within are subject to change.

Accordingly, the distribution of this content and/or publication of Krilogy’s web site on the Internet should not be construed by any client or prospective client as Krilogy’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by Krilogy with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides.

The information contained herein has been compiled from sources believed to be reliable and accurate to the best of our knowledge and belief. However, Krilogy cannot guarantee its accuracy, completeness, and validity and cannot be held liable for any errors or omissions. Changes are periodically made to this content and may be made at any time.

This website and information are provided for information purposes only. This information is not intended to provide investment, tax, or legal advice. Krilogy is not a law firm or accounting firm, and no portion of the distributed content should be interpreted as legal, accounting or tax advice. While there are a few registered investment advisors that have obtained certain legal and tax education/training, Krilogy Financial, its employees and financial advisors cannot provide tax or legal advice. You should consult your attorney or qualified tax advisor regarding your situation. Krilogy Tax Services, LLC is a separate but affiliated company to Krilogy and provides separate tax services for a fee. Services and products offered through Krilogy are not guaranteed and may lose value.

All information contained herein should be independently verified and confirmed. You should consult with an investment representative, attorney or accountant before acting on any information contained herein.

Krilogy does not accept any liability for any loss or damage whatsoever caused in reliance upon such information.

Readers are advised that the material contained herein should be used solely for informational purposes.

Investment Risk, Diversification & Past Performance: Past performance may not be indicative of future results. Therefore, no current or prospective client should assume that future performance of any specific investment or investment strategy (including the investments and/or investment strategies recommended or undertaken by Krilogy) made reference to directly or indirectly by Krilogy in its distributed content, website, or indirectly via a link to an unaffiliated third party website will be profitable or equal the corresponding indicated performance level(s). Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for a client or prospective client’s investment portfolio. Historical performance results for investment indices and/or categories generally do not reflect the deduction of transaction and/or custodial charges, the deduction of an investment management fee, nor the impact of taxes, the payment of which would have the effect of decreasing historical performance results.

Please remember that different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy will be profitable. Diversification does not eliminate the risk of market loss. Investments involve risk and unless otherwise stated, are not guaranteed. Investors should understand the risks involved of owning investments, including interest rate risk, credit risk and market risk. Investment risks include loss of principal and fluctuating value. There is no guarantee an investing strategy will be successful.

Certain content, including portions of Krilogy’s website (i.e. newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to, various positions and/or recommendations made by Krilogy and/or those of other investment and non-investment professionals as of a specific prior date. Due to various factors, including changing market conditions, such discussions and/or positions may no longer be reflective of current position(s) and/ or recommendation(s). Moreover, no client or prospective client should assume that any such discussion or information presented serves as the receipt of, or a substitute for, personalized advice from Krilogy, or from any other investment professional.

Registration Information: For information pertaining to the registration status of Krilogy, please contact the state securities regulators for those states in which Krilogy maintains a registration filing. A copy of Krilogy’s current written disclosure statement discussing Krilogy’s business operations, services, and fees is available at the SEC’s investment adviser public information website –www.adviserinfo.sec.gov or from Krilogy upon written request.

Third Party Information, Content and Links: Krilogy content may include third party information including links to various other websites. While Krilogy believes this information to be current and valuable to its clients, Krilogy provides these links on a strictly informational basis only and cannot be held liable for the accuracy, time sensitive nature, or viability of any information shown on these sites. Krilogy does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether referenced in material distributed or linked to Krilogy’s website or incorporated herein, and takes no responsibility therefor. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

KRILOGY IS A REGISTERED INVESTMENT ADVISER. INFORMATION PRESENTED IS FOR EDUCATONAL PURPOSES ONLY AND DOES NOT INTEND TO MAKE AN OFFER OR SOLICITATION FOR THE SALE OR PURCHASE OF ANY SPECIFIC SECURITIES, INVESTMENTS, OR INVESTMENT STRATEGIES. INVESTMENTS INVOLVE RISK AND UNLESS OTHERWISE STATED, ARE NOT GUARANTEED. BE SURE TO FIRST CONSULT WITH A QUALIFIED FINANCIAL ADVISER AND/OR TAX PROFESSIONAL BEFORE IMPLEMENTING ANY STRATEGY DISCUSSED HEREIN.

Some financial advisors of Krilogy are also registered representatives of Saxony Securities, Inc. (“dually registered representatives”) for the limited purpose of offering brokered variable annuity products for clients as appropriate or offering Institutional Services to its Employer Plan Fiduciaries (“Securities”). Saxony Securities is responsible for supervising these activities.  Sales of securities through the broker-dealer are not governed by your Investment Advisory Agreement with Krilogy.

Investment Advisory Services provided through Krilogy Financial, LLC, an SEC Registered Investment Advisor. In some cases as identified above, securities are offered through Saxony Securities, Inc., Member FINRA/SIPC.