Zach Unnerstall

Associate Wealth Advisor

Fax (314) 884-2819

Office locations
Creve Coeur, MO

About Zach Unnerstall

Zach Unnerstall is an Associate Wealth Advisor at Krilogy in St. Louis, MO, where he helps clients through financial planning and retirement projections and has a particular interest in working with small business owners. Zach joined Krilogy full time in 2024 after interning with the firm for two summers during college, and he has more than 2 years of experience in wealth management. He holds the Series 65 license and a Missouri Life, Accident, and Health insurance license.

Zach earned a bachelor’s degree in accounting and an MBA, both with honors, from the University of Missouri-St. Louis, completing both degrees in four years while competing on the golf team on scholarship. He was also named an Academic All-American as a senior. At Krilogy, Zach serves on the firm’s investment committee and played a role in launching Krilogy’s private markets fund, experience that has given him a strong foundation in alternative investments. Clients can expect a conversational, down-to-earth approach focused on understanding where they are today.

Get to know Zach

Why I became an advisor

I took my first finance class in high school, and two things ultimately drew me to this career. First, I've always believed hard work and effort lead to success, and as an advisor, that effort shows up directly in the relationships you build with clients. The second reason is personal. When I was 18, my grandparents passed away within a few months of each other, and my dad served as executor of their estate. Watching him and his five siblings work through the inheritance process showed me how much strain a lack of education and preparation can put on a family. I told myself that wouldn't happen to my sister and me, or to anyone else I care about.

Working with me

I especially enjoy working with small business owners. Both of my parents started and ran their own businesses, and I've worked in the family business myself, so I understand the trials that come with running a small organization. Business owners usually have their time and energy pulled in a hundred different directions. What I enjoy most is being the person who can say, "Let me take care of that," and seeing the relief that brings. A first meeting with me doesn't follow a rigid agenda. Everyone is at a different point in life, so my goal is to understand where you are and what problems we can help solve. My first question is always aimed at understanding what you're looking for.

Outside the office

I grew up in Washington, Missouri, where my parents met at Borgia High School, the same school I later attended. I moved to St. Louis when I started at UMSL, and today my fiancée, Natalee, and I live in Sunset Hills. Washington will always feel like home, and we plan to move back to be close to our families and friends.

Golf has been part of my life for as long as I can remember. My dad taught himself to play and brought my sister and me to the course when we were toddlers, which eventually led to four years of college golf. Today I coach with First Tee St. Louis, which provides golf lessons to kids in the area and pairs them with life lessons. I'm also a member of the Red Shoe Society, the young professionals group of Ronald McDonald House Charities, where I've enjoyed serving meals to families staying at the house. Off the course, you'll find me playing pickup basketball, hiking and hitting the gym with Natalee, skiing, at the beach, or trying new recipes in the kitchen, with mixed results.