Insurance Disclosure
Insurance services are non-advisory services that may be offered to the client through Krilogy affiliate, a client’s Krilogy investment advisor representative whom is a state-licensed insurance agent. Krilogy Advisors and your financial advisor whom are licensed insurance agents are eligible to receive commissions for the sale of insurance products, including those recommended to Krilogy Financial clients. This presents certain conflicts of interest because your advisor receives a commission, a portion of which is retained by Krilogy’s affiliate, for the sale of insurance products, which creates an incentive to recommend the purchase of insurance products that pay them commissions over other investments and insurance products that pay either lower or no commissions. Krilogy and your financial advisor address this conflict by providing this disclosure to you as well as working with you to understand your assets, liabilities, and potential income gap in the event of an unforeseen death to determine if the product is suitable for you given your particular facts and circumstances. Clients may purchase insurance products recommended by Krilogy or your financial advisor through other agents that are not affiliated with Krilogy. Krilogy’s Fees will not be reduced to offset the payment of insurance commissions to your advisor and Krilogy’s affiliate. Actual commissions vary, depending upon, among other things, the type and value of the policy purchased, as well as the issuing agency or insurance company.
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Schwab is a registered broker-dealer, and is not affiliated with Krilogy Financial or any advisor(s) whose name(s) appear on this Website. Krilogy Financial is independently owned and operated. Schwab neither endorses nor recommends Krilogy Financial, unless you have been referred to us through the Schwab Advisor Network®. Regardless of any referral or recommendation, Schwab does not endorse or recommend the investment strategy of any advisor. Schwab has agreements with Krilogy Financial under which Schwab provides Krilogy Financial with services related to your account. Schwab does not review the Krilogy Financial Website, and makes no representation regarding the content of the Website. The information contained in the Krilogy Financial Website should not be considered to be either a recommendation by Schwab or a solicitation of any offer to purchase or sell any securities.
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Krilogy Tax Services is a wholly owned subsidiary of Krilogy, LLC, Krilogy’s parent company. Krilogy Tax Services provides tax planning and tax return preparation services to Krilogy clients. Krilogy does not provide tax advice. All fees incurred for Krilogy Tax Services are separate and apart from any fees charged by Krilogy.
By clicking Continue, you will be taken to a third-party website that is not operated or maintained by Krilogy. We encourage you to review their privacy policy and security level, which may differ from our own. Please know that Krilogy does not monitor the content of third-party websites, nor do we guarantee their products or services. Any opinions expressed on third-party websites are not necessarily those of Krilogy.